At GGM Financial, we believe a great financial plan has nothing to do with what the markets are doing or the hot stock your brother-in-law told you about. The ideal plan has everything to do with what’s most important to you. These are some of the strategies we employ to help you reach your goals:
Financial planning is the most crucial step towards achieving financial stability and security. It helps set realistic financial goals and creates a roadmap for achieving them. By taking a comprehensive look at your finances, we can identify potential areas for improvement and develop strategies to reduce debt, review your insurance needs, save for emergencies, invest for the future, and plan for retirement.
Our approach to wealth planning is designed to keep you on track toward your goals. We gain an understanding of your full picture, then look at your assets and map sleeves to specific goals, such as retirement, a vacation home, college expenses, and more.
Next, we look at tax mitigation strategies and risk management options to shelter you from known and unexpected tax regulations and life events. Finally, we regularly review your wealth plan to keep you on course.
Our recipe for managing your investments boils down to four simple steps:
1. Understanding your goals/priorities and your tolerance for risk helps us create a personalized risk score.
2. Using your personalized risk score to create an outline for a strategic asset allocation.
3. With that strategic asset allocation as a framework, we create a customized portfolio that matches your goals and your tolerance for risk.
4. Lastly, we invest capital, continually monitor macroeconomic themes, and rebalance based on those macroeconomic themes and portfolio drift.
Let Us Diagram Your Financial Picture
We’ll meaningfully guide you to make informed financial decisions. It all starts with a conversation.