What We Do
What We Do
We free you up to enjoy the things that are most important to you.
How do we do that?
Our clients tell us that we are their personal chief financial officer (CFO). While you act as the CEO of your life, we proactively coordinate and manage every aspect of the execution of your financial strategy. We make it our business to educate and counsel you on the best course of action and then take the reins in implementing our agreed upon plan.
We view our responsibility to our clients beyond that of the institutional investment manager. The result is a meaningful relationship, where we build relationships with our clients, getting to know them as people, and caring about their future the way we would our own family.
At Gloeckner Green McCabe Financial, LLC, we firmly believe in the power of individual choice. After all, it was that same power that founded our firm!
Our recipe for managing your investments combines many factors; however, our process can be reduced to four simple steps:
- Classify investments into five broad asset classes.
- Determine your asset-class allocation for each account based on your risk policy, your investment time frame, and your personal index number.
- Evaluate each asset class to identify those believed to be attractive (in long-term uptrend) and those believe to be too risky (in long-term downtrend).
- Invest your capital in the attractive asset classes, and avoid those deemed too risky.
Ongoing turmoil in the worldwide financial markets has reiterated the need for diligent risk management. Our process allows us to more effectively monitor the risk level in the market. When risk is deemed too high, we have the capability to take action to try to mitigate that exposure on your behalf.
Asset allocation programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved.
Many of our wealthy clients tell us that they don’t “feel wealthy.” It’s true that the economic and regulatory landscape has created a good deal of strain on even those individuals who are financially stable. Taxation and rising living costs are burdens to most everyone. Wealth planning is our approach to mitigating some of this burden and ensuring that you are on track toward your short- and long-term goals.
Phase 1: Show and Tell. We need to uncover all of your assets, whether they are those we manage or not. Knowing your full picture and understanding your goals is the only way we can create a powerful plan.
Phase 2: Goal Mapping. We look at your assets and map sleeves to specific goals, such as retirement, a vacation home, college expenses, and so on. By charting out what assets will be working for which goals, it will be clearer what we need to do with them.
Phase 3: Asset Protection. We want to ensure that you keep as much of your wealth as possible. We look at tax mitigation strategies and risk management options to shelter you from known and unexpected tax regulations and life events.
Phase 4: Review and Repeat. A wealth plan is not static—it will need to change as your life circumstances and various regulations vary. We will regularly review your wealth plan to keep you on course.